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	<title>Index Gurus Financial Blog</title>
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	<description>financial information that you can use</description>
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		<title>Index Gurus Financial Blog</title>
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		<title>Part B or Not? When to Pick Medicare Option</title>
		<link>http://indexgurus.wordpress.com/2010/01/04/part-b-or-not-when-to-pick-medicare-option/</link>
		<comments>http://indexgurus.wordpress.com/2010/01/04/part-b-or-not-when-to-pick-medicare-option/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 23:18:16 +0000</pubDate>
		<dc:creator>indexgurus</dc:creator>
				<category><![CDATA[Health Care]]></category>
		<category><![CDATA[Medicare Part B]]></category>

		<guid isPermaLink="false">http://indexgurus.wordpress.com/?p=325</guid>
		<description><![CDATA[January 1, 2009 By                     KELLY GREENE
I am turning 65 in April and will need to sign up for Medicare. My question is about the need for Medicare Part B. I have a perfectly good Blue [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=indexgurus.wordpress.com&blog=3625500&post=325&subd=indexgurus&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Roths: Your Questions, Our Answers</title>
		<link>http://indexgurus.wordpress.com/2009/12/30/roths-your-questions-our-answers/</link>
		<comments>http://indexgurus.wordpress.com/2009/12/30/roths-your-questions-our-answers/#comments</comments>
		<pubDate>Wed, 30 Dec 2009 01:10:22 +0000</pubDate>
		<dc:creator>indexgurus</dc:creator>
				<category><![CDATA[IRA's]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[Retirement Plans]]></category>
		<category><![CDATA[ROTH]]></category>
		<category><![CDATA[Roth IRA Conversion]]></category>

		<guid isPermaLink="false">http://indexgurus.wordpress.com/?p=323</guid>
		<description><![CDATA[By ANNE TERGESEN
December 20, 2009
Our recent column about tax rules that are about to give more people access to a Roth individual retirement account prompted many questions from readers.
Starting Jan. 1, those with modified adjusted gross incomes of more than $100,000 will, for the first time, be allowed to move assets held in traditional IRAs [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=indexgurus.wordpress.com&blog=3625500&post=323&subd=indexgurus&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">[Encore]</media:title>
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		<item>
		<title>Tax Benefits of Giving</title>
		<link>http://indexgurus.wordpress.com/2009/12/30/tax-benefits-of-giving/</link>
		<comments>http://indexgurus.wordpress.com/2009/12/30/tax-benefits-of-giving/#comments</comments>
		<pubDate>Wed, 30 Dec 2009 00:47:15 +0000</pubDate>
		<dc:creator>indexgurus</dc:creator>
				<category><![CDATA[Deductions]]></category>
		<category><![CDATA[Strategy]]></category>
		<category><![CDATA[tax incentives]]></category>
		<category><![CDATA[charitable deductions]]></category>

		<guid isPermaLink="false">http://indexgurus.wordpress.com/?p=321</guid>
		<description><![CDATA[By Charity Navigator
The following is a brief summary of certain federal income tax laws for informational purposes only. We urge you to consult your tax advisor for the federal, state, and local tax consequences of a charitable contribution.
Benefits to You of Giving to Charity
While we believe at Charity Navigator that your primary motivation to donate [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=indexgurus.wordpress.com&blog=3625500&post=321&subd=indexgurus&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">indexgurus</media:title>
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		<title>Economic and Financial Indicators: DECEMBER 2009</title>
		<link>http://indexgurus.wordpress.com/2009/12/15/economic-and-financial-indicators-december-2009/</link>
		<comments>http://indexgurus.wordpress.com/2009/12/15/economic-and-financial-indicators-december-2009/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 19:50:33 +0000</pubDate>
		<dc:creator>indexgurus</dc:creator>
				<category><![CDATA[Economic & Financial Indicators]]></category>

		<guid isPermaLink="false">http://indexgurus.wordpress.com/?p=318</guid>
		<description><![CDATA[Dec 10th 2009
From The Economist print edition
German consumer prices fell by 0.1% in November from the previous month, but were 0.4% higher than a year earlier. This is the first time since June 2009 that Germany has reported positive inflation.
Germany’s exports were 2.5% higher in October than a month earlier. A 2.4% decline in imports [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=indexgurus.wordpress.com&blog=3625500&post=318&subd=indexgurus&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">indexgurus</media:title>
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		<title>Dec 2009 Q &amp; A</title>
		<link>http://indexgurus.wordpress.com/2009/12/15/dec-2009-q-a/</link>
		<comments>http://indexgurus.wordpress.com/2009/12/15/dec-2009-q-a/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 19:33:21 +0000</pubDate>
		<dc:creator>indexgurus</dc:creator>
				<category><![CDATA[Financial planning Q & A]]></category>
		<category><![CDATA[charitable deductions]]></category>

		<guid isPermaLink="false">http://indexgurus.wordpress.com/?p=315</guid>
		<description><![CDATA[Learn how you can reduce 2009 taxable income with charitable deductions<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=indexgurus.wordpress.com&blog=3625500&post=315&subd=indexgurus&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">indexgurus</media:title>
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		<title>Should You Buy A Home In Foreclosure?</title>
		<link>http://indexgurus.wordpress.com/2009/12/14/should-you-buy-a-home-in-foreclosure/</link>
		<comments>http://indexgurus.wordpress.com/2009/12/14/should-you-buy-a-home-in-foreclosure/#comments</comments>
		<pubDate>Mon, 14 Dec 2009 21:37:57 +0000</pubDate>
		<dc:creator>indexgurus</dc:creator>
				<category><![CDATA[Buying Home]]></category>
		<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://indexgurus.wordpress.com/?p=313</guid>
		<description><![CDATA[Stephane Fitch, 12.07.09, 05:33 PM EST
Short sales, bank-owned homes are bargains but tricky to buy.
Forbes: Welcome, gentlemen, to another discussion of the economy, real estate and housing markets.
To begin, I just want a baseline check of your moods. Are houses a good bargain and in your view is the market now heading upward? Or are [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=indexgurus.wordpress.com&blog=3625500&post=313&subd=indexgurus&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">indexgurus</media:title>
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		<item>
		<title>Ten Important Year-End Tax Tips</title>
		<link>http://indexgurus.wordpress.com/2009/12/14/ten-important-year-end-tax-tips/</link>
		<comments>http://indexgurus.wordpress.com/2009/12/14/ten-important-year-end-tax-tips/#comments</comments>
		<pubDate>Mon, 14 Dec 2009 21:35:19 +0000</pubDate>
		<dc:creator>indexgurus</dc:creator>
				<category><![CDATA[Deductions]]></category>
		<category><![CDATA[Strategy]]></category>
		<category><![CDATA[tax tips]]></category>

		<guid isPermaLink="false">http://indexgurus.wordpress.com/?p=311</guid>
		<description><![CDATA[Katie Adams, 12.10.09, 07:30 PM EST
Ways to save money before the year runs out.
While you&#8217;re buying gifts and mailing cards, there&#8217;s one more thing to add to your &#8220;to do&#8221; list this holiday season&#8211;year-end tax planning. Following are 10 year-end tax tips to help reduce your anxiety and possibly lower your 2009 tax bill.
Spend your [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=indexgurus.wordpress.com&blog=3625500&post=311&subd=indexgurus&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">indexgurus</media:title>
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		<title>Why It May Pay To Convert to a Roth IRA</title>
		<link>http://indexgurus.wordpress.com/2009/12/14/why-it-may-pay-to-convert-to-a-roth-ira/</link>
		<comments>http://indexgurus.wordpress.com/2009/12/14/why-it-may-pay-to-convert-to-a-roth-ira/#comments</comments>
		<pubDate>Mon, 14 Dec 2009 19:25:21 +0000</pubDate>
		<dc:creator>indexgurus</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Roth IRA Conversion]]></category>

		<guid isPermaLink="false">http://indexgurus.wordpress.com/?p=309</guid>
		<description><![CDATA[By KELLY GREENE
DECEMBER 12, 2009 in WSJ
Investors and financial advisers are preparing to take advantage of a new tax law that makes it easier to gain access to Roth IRAs—even if it means breaking a sacrosanct rule about Roth conversions.
Starting, Jan. 1, the $100,000 income limit disappears for converting traditional individual retirement accounts and employer-sponsored [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=indexgurus.wordpress.com&blog=3625500&post=309&subd=indexgurus&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://indexgurus.wordpress.com/2009/12/14/why-it-may-pay-to-convert-to-a-roth-ira/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">indexgurus</media:title>
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		<media:content url="http://s.wsj.net/public/resources/images/OB-FB688_1211ro_D_20091211151506.jpg" medium="image">
			<media:title type="html">1211rothtax</media:title>
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		<media:content url="http://s.wsj.net/public/resources/images/MI-BA295_ROTHTA_NS_20091211182100.gif" medium="image">
			<media:title type="html">[ROTHTAX]</media:title>
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		<item>
		<title>Under My Rule of Thumb</title>
		<link>http://indexgurus.wordpress.com/2009/12/03/under-my-rule-of-thumb/</link>
		<comments>http://indexgurus.wordpress.com/2009/12/03/under-my-rule-of-thumb/#comments</comments>
		<pubDate>Thu, 03 Dec 2009 19:49:48 +0000</pubDate>
		<dc:creator>indexgurus</dc:creator>
				<category><![CDATA[Planning]]></category>
		<category><![CDATA[Retirement Plans]]></category>
		<category><![CDATA[withdrawal rates]]></category>

		<guid isPermaLink="false">http://indexgurus.wordpress.com/?p=307</guid>
		<description><![CDATA[By Dan Moisand
December 1, 2009
A rule of thumb is fine, except whenpeople come to believe it should always be used, regardless of individual circumstances. They also see the results as set in stone, requiring no further thought regardless of what happens in the outside world. Unfortunately, that&#8217;s what&#8217;s happening to the &#8220;safe&#8221; 4% withdrawal rate.
The [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=indexgurus.wordpress.com&blog=3625500&post=307&subd=indexgurus&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">indexgurus</media:title>
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		<item>
		<title>Think Different</title>
		<link>http://indexgurus.wordpress.com/2009/12/03/think-different/</link>
		<comments>http://indexgurus.wordpress.com/2009/12/03/think-different/#comments</comments>
		<pubDate>Thu, 03 Dec 2009 19:41:54 +0000</pubDate>
		<dc:creator>indexgurus</dc:creator>
				<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Psychology]]></category>

		<guid isPermaLink="false">http://indexgurus.wordpress.com/?p=305</guid>
		<description><![CDATA[By Paul Menchaca
December 1, 2009 (posted in Financial Planning magazine)

Here&#8217;s a scary thought: What if after one of the worst market meltdowns in history, spurred by overleveraging in the housing market, debt-fueled bank expansions and bad bets on risky investments, no one really learned anything? What if the seeds of last year&#8217;s market crisis are [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=indexgurus.wordpress.com&blog=3625500&post=305&subd=indexgurus&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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